With its stunning natural beauty, vibrant entertainment and endless opportunities, owning a home in California is the dream. Buying a home in California can be a daunting task, especially for first-time homebuyers.

In this guide, our team at Renaissance in Rialto will walk you through the types of loans available, things to consider when searching for the right home for you and expert tips to help you navigate the California housing market.

This information is provided for informational purposes only. For specific guidance, please consult a loan professional or visit the Renaissance sales office.

Types of Loans Available in California

• Conventional Loans: This is the most typical loan in the market. Speak to the sales team at Renaissance to find out whether this is the type of loan you’d be eligible for.
• FHA Loans: Insured by the Federal Housing Administration (FHA), the down payment required for these loans is typically incredibly low—that’s what makes them so ideal for first-time homebuyers.
• VA Loans: Guaranteed by the Department of Veterans Affairs (VA), these loans offer favorable terms, such as no down payment requirements, for eligible veterans and active-duty military personnel.

Things to Consider When Buying a Home in Rialto

• Budget: Determine how much you can afford to spend on a home, including down payment, closing costs and ongoing expenses like mortgage payments, property taxes, HOA costs and home insurance.
• Credit Score: Your credit score plays a significant role in determining the interest rate you’ll qualify for and whether you’ll be approved for a loan.
• Homeowners Association (HOA) Fees: Many California neighborhoods have HOAs, which can impact your monthly expenses. Make an informed choice by researching the fees and what they cover.

Expert Tips for Buying a Home in California

• Get Pre-Approved: Before starting your home search, get pre-approved for a loan to understand your budget. It makes finding the right home a lot easier and shows that you’re serious about becoming a homeowner.
• Work with the Team at Renaissance: The team of experts at Renaissance can provide valuable insights into the locality, neighborhoods and homebuying process.
• Be Prepared to Act Fast: California’s housing market can be competitive—if you’ve seen a home you like and you’re ready to commit, speak to a loan officer so you don’t miss out on your dream home!
• Consider Additional Costs: In addition to the purchase price, plan for additional costs like closing costs, inspections and appraisals. Most of these costs can be built into your monthly payment so you’re looking at one convenient payment—the Renaissance sales team can provide details.
• Buying a home in California can be a complex process, but with the expert guidance of the team at Renaissance, you can achieve your dream of homeownership in Rialto. Remember to research your loan options, consider the unique aspects of California’s housing market and speak to our experts to find the perfect home for you.

When you’re ready, check out the selection of new homes for sale at Renaissance in Rialto and sign up for details.

Future amenities at Renaissance lead the way to a vibrant day. Designed to encourage a sense of flighty fun, a future recreation center sets the tone. The pool being constructed is sure to be a popular choice on sunny days. The area features a spa, shaded cabanas, BBQs, an outdoor dining space and more—perfectly positioning it as a hub of community gatherings.

Make play the order of the day—planned age-specific playgrounds and open turf let imaginations roam freely.

And just beyond Renaissance, a world of entertainment awaits in vibrant Rialto. Plan a girls’ night just steps from home—Renaissance Marketplace brings popular retail and dining to your front door. A classic dinner-and-a-show date night is always on the table at the Rialto Community Players theater, while Rialto’s family-friendly parks, like Jerry Eaves Park, Frisbie Park and Fergusson Park, offer more exciting ways to get outdoors. A selection of playgrounds, sports courts, skate parks and dog parks keep the whole family active and thriving, while scenic views await on hikes at Etiwanda Falls, Icehouse Saddle and Bonita Falls Trail.

For group fitness classes and recreational activities, look no further than Rialto’s Community Center or the local Fitness and Aquatic Center, where you can work out at your pace with your neighbors and greater community.

A vibrant day is never far from home in Rialto, and our neighborhoods at Renaissance are the gateway to it all.

As home design continues to evolve, three key trends are emerging: sustainability, functionality and personalized style. This emphasis on design that feels authentic means cozier living spaces and a home designed for your life. Here’s how to achieve the look and feel:

Consider Your Lifestyle

Take your routine into account. Ask yourself how you spend your time. Are you wellness-forward? A culinary maverick? Working from home on a regular basis? Design flexible spaces in your home for the way your life plays out on a day-to-day basis, and you’ll be well on your way to designing an intuitive haven.

Rich Color Palettes

Muted tones have had their moment, but don’t be afraid of luxurious use of color! Think cozy spaces through color drenching. If big swatches of color aren’t your jam, use a neutral color palette as a foundation, and add pops of color through furniture, décor and accent walls.

Lived-In Spaces

Create a home that bets big on lived-in luxury. Pass on perfection and instead opt for design that balances elevated features and comfort, like mixing wooden furniture with woven textiles throughout your space. If you find yourself looking for more storage, seek out multi-functional furniture that doubles as storage, or elevate your rooms by adding chic, woven storage baskets for a quick and easy way to keep your spaces tidy. 

Textures All the Way

Mix and match different textures, such as wood, metal and glass, to add depth and visual interest. Using textured wallpaper, like grasscloth, is another effortless way to elevate a space with the use of texture.

Get Green

Indoor plants not only purify the air, but also add a touch of natural beauty and comfort to your space. Think living walls or incorporating plants throughout your home as if they’re living sculptures, for a home that feels like a sanctuary.

The Light Side of Life

Use a combination of overhead lighting, table lamps and floor lamps to create a warm and inviting atmosphere. Take your lighting to the next level by selecting statement pieces that catch your eye and tie your home design together

At the end of the day, embrace your individuality and personal style for evergreen home design that tells your story. Ready to make your move on a home of your own? Watch this space for details.

Our neighborhoods at Renaissance put you close to some of the Rialto Unified School District’s most sought-after academic institutions. Every school in this nationally recognized district upholds a high standard of achievement, ensuring that students maximize their potential at every turn. Take a look at the all-star lineup:

• Preston Elementary School: From the very foundation, staff at Preston Elementary School endeavor to help each student develop a love of lifelong learning. Through a system of support that focuses on literacy and numeracy, high expectations for student achievement, vast educational opportunities, access to technology and respect for cultural diversity, the students at Preston Elementary School enjoy a strong academic foundation.
• Kucera Middle School: Kucera Middle School is committed to fostering a community of critical thinkers and engaged citizens who will shape the future. By focusing on problem-solving skills and a sense of school spirit, teachers and parents collaborate to help every student thrive academically, socially and personally.
• Carter High School: With a default academic program geared toward collegiate success, including free tutoring, students at Carter High School are ahead of the curve in terms of their college goals.

From start to finish, Rialto USD curriculums and additional programs designed to shape young minds at each stage of their academic career put your kids on a runway to a bright future. And it’s all minutes from your home at Renaissance.

Introducing Lennar, the powerhouse behind new neighborhoods coming soon to Renaissance.

Imagine a home that’s perfectly aligned, balancing your needs and wants, your budget and a location you just can’t beat. Lennar Homes, a renowned leader in homebuilding, is making that vision a reality for over a million families— and counting.

Committed to delivering exceptional quality and affordability, Lennar Homes’ innovative Everything’s Included program offers the most-desired home features and finishes at no extra cost, ensuring an intuitive home ready to elevate your life to new heights.

Discover technology that rises to the occasion, such as a pre-wired video doorbell and security features you can access from your smartphone, or a thermostat you can control remotely. Enjoy energy savings built into your home with low-e windows and features certified by WaterSense® and ENERGY STAR®.

And when you’re ready to commit to your dream home, Lennar is ready to simplify the process by offering a suite of in-house services. From personalized guidance to internal mortgage, title and insurance companies—discover the world’s simplest path to homeownership here.

By creating wellness-centric communities and homes built for modern life, Lennar helps your dreams of ownership take off in all the ways that matter. Learn more at Lennar.com.

Tucked away in San Bernardino County, Rialto, California, is a hidden gem that offers an exclusive blend of small-town charm, outdoor recreation and urban amenities. Designed to support family outings, outdoorsy escapes and foodie adventures, check out some local favorites just a few steps from our new homes for sale at Renaissance.

Local Flavors

• The Burger Rush: Juicy burgers, crispy fries and creamy milkshakes make this spot a favorite among locals.
• Red Castle Korean BBQ: For your fix of AYCE Korean BBQ, head to Red Castle, where a feast awaits!
• Birrieria Guadalajara: Enjoy traditional Mexican cuisine, including enchiladas, carne asada and homemade tortillas.

Parks and Outdoor Spaces

• Jerry Eaves Park: Minutes from home, this green space is perfect for a day out, featuring three large picnic shelters, seven soccer fields and a vibrant playground.
• The Rialto Fitness and Aquatic Center: Zumba, yoga, aerobics, sports courts and aqua fitness—the opportunities to get active at the local Fitness and Aquatic Center run the gamut!
• The Rialto Community Center: Home to a host of recreational classes, activities, sports courts, summer camp, an open gym and more, this space is made to encourage community spirit and well-being.
• Rialto City Park: This 10-acre park features walking trails, a playground, picnic areas and a sports complex.
• Fergusson Park: This kid-friendly green space features playground equipment, shaded picnic tables, a skate park, as well as a selection of sports courts.
• Frisbie Park: Complete with softball fields and basketball courts, two playgrounds, a skate area, plus picnic areas and dog parks with large and small dog areas, Frisbie Park is your all-in-one stop for a fun day.
• Lytle Creek Foothills Preserve: The beautiful trails and scenic views of Mt. Baldy are a breath of fresh air—it’s the perfect place to get your heart pumping.

In Rialto, you have a whole host of recreational spots to choose from—check out this vibrant city’s exciting network of parks here and here to set your pace for the day.

Shopping Hubs

• Renaissance Marketplace: A stone’s throw from your home at Renaissance, this vibrant open-air plaza comes complete with your favorite retail stops, casual restaurants and a movie theater.
• Rialto Marketplace: Another popular stop for Rialto residents, this outdoor shopping center features a mix of national retailers, local boutiques and dining options.

Entertainment Venues

• Rialto Community Players: Enjoy renditions of classic favorites and local talent on the stage at the biggest little theater in the Inland Empire! Dinner and a show—date night in Rialto never looked so good.
• Rialto Theater: Catch live performances, movies, concerts and interactive community events at this historic theater—take a look at upcoming shows here!
• Cinemark Bistro at the Renaissance Marketplace: Enjoy the latest blockbusters at this state-of-the-art movie theater, just steps from your home at Renaissance!
• Bowlero Fontana: Just a short drive from home, get your game on at this classic bowling alley, featuring state-of-the-art lanes, delicious eats and arcade games.

Community Events

The City of Rialto takes pride in its community-first approach, hosting various seasonal events throughout the year, including vibrant celebrations to mark festive holidays like Independence Day, Halloween and Christmas:

• Rialto Certified Farmers’ Market: Farm-fresh ingredients, unique flavors and delicious hot foods are sure to make your taste buds dance.
• Spring Extravaganza: A fun-filled celebration with live music, food vendors, photo ops and activities for all ages.
• Rialto on Wheels: An annual event where the whole family can enjoy stunt shows, vintage bikes and a fun approach to bike safety for your young ones.
• Movies in the Park: Starting in May, Movies in the Park is a great, family-friendly way to enjoy warmer days in Rialto.
• Park Clean-Up Day: Throughout the year, residents of Rialto are encouraged to help with park clean-up at designated green spaces. Keep an eye on the calendar for dates!

From delicious local restaurants to scenic parks and endless entertainment, there’s something for everyone in Rialto, California. Whether you’re a longtime resident or just discovering Rialto, stop by to explore and experience all that this up-and-coming city has to offer.

Ready to make Rialto your home? This is your first stop—sign up here to get details about an exciting new home community at the heart of everything you love about Rialto.